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CadreCadre Help Centre

Your payslips

Your payslip shows what you earned in a month, what was taken off, and what was paid to you. You can see and download every payslip your employer has issued to you.

Who can see and download their own payslips: every member, for themselves.

Download a payslip

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  1. Open the menu and select You → My payslips.
  2. Find the month under Period. The newest is at the top, with its Net pay.
  3. Select Download. The payslip opens as a PDF.
My payslips on a phone, listing each month's net pay with a Download buttonMy payslips on a phone, listing each month's net pay with a Download button

Payslips appear once your employer’s payroll for the month is locked and payslips are issued. If you have a Cadre login, Cadre tells you when your payslip is ready.

Read your payslip

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A payslip is a PDF with these parts, from top to bottom.

The details at the top

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  • Employee, Staff number, Job title and Department: who the payslip is for.
  • Pay period: the first and last day of the month.
  • Days paid: how many days of the month you were paid for. If you joined or left during the month, it says so, for example Prorated: 20 of 30 calendar days paid.
  • Paid into: your bank and the last four digits of your account.
  • Reference: a short code that identifies this payslip if you need to ask about it.

Earnings

Section titled “Earnings”

Each part of your pay for the month, such as basic salary, housing or transport, with its own line. Your employer decides what these are called. They add up to your Gross pay: what you earned before anything is taken off.

Statutory deductions

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These are the deductions the law requires. Cadre calculates them from your pay and the current law.

  • PAYE: your income tax. The line names the state your tax goes to, for example PAYE (Lagos).
  • Pension (employee): your own contribution to your pension, paid to your pension fund administrator.
  • Voluntary pension: only if you asked to pay extra into your pension.
  • National Housing Fund: your NHF contribution.

To learn how each is worked out, see PAYE and Pension, NHF, NSITF and ITF.

Other deductions

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Anything else your employer takes from your pay, each on its own line. This part only appears when there is something in it. If you got paid early, the repayment appears here as Earned wage advance repayment (Noddit Lending). It is taken after tax, pension and NHF, so it does not change them.

Total deductions and net pay

Section titled “Total deductions and net pay”

Total deductions adds up the statutory and other deductions. NET PAY is what was paid to you: your gross pay less your total deductions.

Benefits in kind

Section titled “Benefits in kind”

Only if your employer provides something that is not cash, such as accommodation or a vehicle. It is not paid to you, but its taxable value is included in your PAYE. It is shown apart from your earnings, and is not part of your gross pay or your net pay.

Employer contributions

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Employer pension contribution is what your employer pays into your pension on top of your pay. It is for your information. It is not taken from your pay.

If something looks wrong

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Your payslip shows the figures as they were calculated and approved for that month. It is never changed afterwards. If there was a mistake, your employer corrects it as an adjustment on a later payslip. Talk to your HR or payroll team.

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